Terms & Conditions | Watermark Capital Advisors
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Terms & Conditions

Please read these terms carefully before using our website or engaging our consulting services.

Effective Date: January 1, 2024 · Last Updated: January 1, 2024

These Terms and Conditions ("Terms") govern your use of the Watermark Capital Advisors website and services. By accessing our website or engaging our consulting services, you agree to be bound by these Terms. If you do not agree, please discontinue use of our services.

Watermark Capital Advisors · 802 E Expressway 83, Suite A, Pharr, TX 78577 · EIN: 99-2341871 · (956) 704-9181 · [email protected]

1. Acceptance of Terms

By visiting our website, engaging with our chat widget, engaging our consulting services, or providing your contact information (including mobile phone number), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.

These Terms apply to all visitors, prospective clients, and current clients of Watermark Capital Advisors. If you are entering into these Terms on behalf of a business entity, you represent that you have the authority to do so.

2. Services Description

Watermark Capital Advisors provides business consulting services including but not limited to: business strategy and planning, capital advisory, financial planning and analysis, operational consulting, and business development support.

The scope, timeline, and deliverables of any specific consulting engagement will be defined in a separate written service agreement or engagement letter. These Terms apply generally and do not supersede specific agreements unless expressly stated.

We reserve the right to modify, suspend, or discontinue any service at any time with reasonable notice. We are not liable for any service interruptions outside of our reasonable control.

3. SMS Messaging Terms

📱 SMS Program Disclosure

Program: Watermark Capital Advisors SMS Communications

Description: Appointment reminders, service updates, follow-up communications, and business consulting information.

Message Frequency: Varies based on your active engagement. Typically 2–6 messages per month.

Rates: Message and data rates may apply depending on your mobile carrier plan.

Opt-Out: Reply STOP at any time to cancel. You will receive one final confirmation.

Help: Reply HELP for assistance or contact (956) 704-9181.

3.1 Consent to Receive SMS

By providing your mobile phone number and expressly consenting to SMS communications — either through the website chat widget (where an SMS consent disclosure is presented before submission), a verbal agreement during a consultation, or a signed engagement agreement — you agree to receive text messages from Watermark Capital Advisors at the phone number provided.

Consent to receive SMS messages is not a condition of purchasing any service. You may engage our consulting services without providing SMS consent.

3.2 Types of Messages

SMS messages sent by Watermark Capital Advisors may include:

  • Appointment reminders and confirmations
  • Consultation follow-ups and next steps
  • Document requests and deadline reminders
  • Service updates related to your active engagement
  • Responses to your inbound text messages

3.3 Opting Out

You may opt out of SMS communications at any time by replying STOP to any text message sent by us. After receiving your opt-out request, we will send one final confirmation message and will not send further SMS messages to your number unless you re-consent.

You may also opt out by contacting us directly at (956) 704-9181 or [email protected].

3.4 Opting Back In

If you have previously opted out and wish to re-subscribe to SMS communications, you may contact us directly to re-establish consent. We will not send you SMS messages without renewed explicit consent.

3.5 Supported Carriers

SMS messaging is available on most major U.S. wireless carriers including AT&T, Verizon, T-Mobile, and others. Carrier support may vary. Watermark Capital Advisors is not responsible for delays or failures in SMS delivery caused by carrier network issues.

3.6 No Sharing of SMS Data

No mobile information — including phone numbers collected through SMS opt-in, consent records, or message history — will be shared with, sold to, or transferred to any third party or affiliate for marketing or promotional purposes. This data is used solely for communications between you and Watermark Capital Advisors.

Carrier Disclaimer: Message and data rates may apply. Neither Watermark Capital Advisors nor its service providers are responsible for any charges applied by your mobile carrier for receiving SMS messages.

4. User Conduct

When using our website or communicating with us, you agree not to:

  • Provide false, misleading, or fraudulent information
  • Interfere with the operation of our website or services
  • Attempt to gain unauthorized access to any part of our systems
  • Use our services for any unlawful or prohibited purpose
  • Violate any applicable local, state, federal, or international laws
  • Harass, abuse, or threaten our staff or representatives

We reserve the right to terminate or restrict access to our services for any user who violates these conduct standards.

5. Fees and Payments

Consulting service fees are established in individual engagement agreements or proposals. Payment terms, schedules, and accepted methods will be outlined in those agreements.

Unless otherwise specified, invoices are due within the timeframe stated on the invoice. Late payments may be subject to a late fee as specified in your engagement agreement. We reserve the right to suspend services for past-due accounts.

All fees are stated in U.S. dollars and are exclusive of applicable taxes unless otherwise noted.

6. Confidentiality

Watermark Capital Advisors treats all client information as confidential. We will not disclose proprietary business information shared during our consulting engagement to any third party without your written consent, except as required by law.

Clients are similarly expected to maintain confidentiality regarding any proprietary methodologies, frameworks, or tools shared by Watermark Capital Advisors during the engagement.

7. Intellectual Property

All content on this website — including text, graphics, logos, images, and service descriptions — is the property of Watermark Capital Advisors and is protected by applicable intellectual property laws.

Deliverables created specifically for a client under a paid engagement agreement become the client's property upon receipt of full payment, unless otherwise specified in the engagement agreement.

You may not reproduce, distribute, or create derivative works from our website content without prior written permission.

8. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Watermark Capital Advisors does not guarantee specific business outcomes as a result of our consulting services. Results may vary based on market conditions, client implementation, and other factors beyond our control.

Our consulting services do not constitute legal, tax, or financial advice. Clients are encouraged to work with licensed legal and financial professionals for matters requiring licensed professional guidance.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Watermark Capital Advisors, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits, lost data, or business interruption — arising from your use of our services or website, even if advised of the possibility of such damages.

Our total liability to you for any claims arising from your use of our services shall not exceed the total fees paid by you to Watermark Capital Advisors in the three (3) months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Watermark Capital Advisors, its officers, directors, employees, agents, and contractors from and against any claims, liabilities, damages, losses, and expenses — including reasonable legal fees — arising out of or related to your violation of these Terms, your misuse of our services, or your violation of any applicable law or third-party rights.

11. Governing Law and Dispute Resolution

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in Hidalgo County, Texas.

Before initiating any legal proceedings, you agree to make a good-faith effort to resolve disputes directly with Watermark Capital Advisors by contacting us at [email protected] or (956) 704-9181.

12. Contact Information

For any questions or concerns regarding these Terms and Conditions, please contact us:

Watermark Capital Advisors
Attn: Legal Department
802 E Expressway 83, Suite A
Pharr, TX 78577

Authorized Representative: Jorge Hernandez, Director of Operations
Representative Email: [email protected]
Business Phone: (956) 704-9181
Business Email: [email protected]
EIN: 99-2341871

These Terms were last updated on January 1, 2024. We reserve the right to update these Terms at any time. Continued use of our services after any changes constitutes your acceptance of the revised Terms.